Low Interest Credit Cards

For those in search of the very best 0 APR and introductory no interest credit cards, you should first start by comparing interest rates or APR’s on cards. If you tend to carry a monthly card balance, several cards outlined below are considered to be among the top low APR credit cards available. While the introductory rate on 0 APR credit cards tends to be short term (6 to 12 months), they are undoubtedly a great way to save money right away.

When choosing to apply for one of these low rate credit cards, the interest rate or APR on the card should obviously be one of the deciding factors in your card application choice. Because of the comparably lower finance charges, many of these 0 interest credit cards are relatively inexpensive alternatives for consumers. The lower the interest rate or APR, the cheaper the card is to carry and the more money you'll save. Typically, your credit has to be excellent to qualify for one of these introductory zero interest credit cards, however. So if you carry a large monthly card balance, a low APR can save you significantly, and in some instances can save cardholders thousands of dollars, depending on the life of the card balance.

The Capital One® Platinum Prestige(SM) card and the Capital One® VentureOne(SM) Rewards Credit Card are two of CreditCardAssist.com's top introductory zero interest offers. With 0% introductory APR (for extended periods) and a low ongoing APR on purchases and balance transfers, low interest rate credit card offers are an ideal choice for cardholders looking for competitively low interest rates online. Another great low interest credit card to consider is the Citi® Platinum Select® MasterCard®, offering both a low ongoing APR as well as a 0% introductory APR for up to 15 months on all purchases and balance transfers.

Other compelling low interest credit card offers include the Discover® More(SM) Card as well as the Discover® More(SM) American Flag Card. All of these cards offer low introductory APR's, low ongoing interest rates as well as reward programs with reward points or cash back.